Credit Analyst Job Description Samples

Credit Analyst Job Description Sample 1:

Reporting to the Director, Enterprise Risk Management, the successful candidate will perform financial and credit analysis on counterparties to assist the company in managing and reducing its credit risk on multiple portfolios. Along with performing industry and company research, financial ratios analysis and applying advanced credit applications, you will analyze credit information to determine the risks involved in establishing open credit lines to counterparties. You will also assist in the analysis of complicated long-term deals as well as the preparation of any related reports.

Credit Analyst Job Description Sample 1:

You will be accountable for daily monitoring of counterparties’ credit exposures to ensure they comply with company policies. Preparation of presentations and reports for senior management will be required. As part of a small but dynamic team, you will be responsible for identifying, recommending and implementing process improvements. You will also assist with providing general overall support to the Enterprise Risk Management team.

You will create, maintain and update databases and trading platforms. You will also provide assistance to others in the company by providing guidance, training and solutions to credit related matters.

Skills, Capabilities and Experience:

The credit analysit position requires you hold an undergraduate degree in Finance, Accounting, Business, or other related or similar fields. Experience with utilities, energy trading or risk management will be considered an asset.

Strong analytical, attention to detail and organizational skills are required. You demonstrate strong relationship and communication skills as well as excellent multi-tasking abilities. You thrive in a fast paced environment while managing tight timelines and moderate stress. You must possess an open mind and be flexible in adapting to change as well as be a strong team player. Trustworthiness and personal integrity is a must. The successful candidate must be willing to gain a strong understanding of credit rating agencies and the Gas, Oil and Energy industries.

The successful candidate should be proficient in the MS Office Suite of software (Excel and Access).